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7 Expenses to Cut Immediately

 Has you budget been slammed by rising expenses? Inflation is a fact of life, but if your income is not keeping up with your outgo, then you need to either make more money or cut your expenses. Making...

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How to Obtain a Personal Loan

 A personal loan is a secured loan that allows you to use those monies for whatever reason you desire. Certainly, your bank may want to know what the funds will be used for as one condition for...

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Mortgage Rates Rise Slightly Above Record Lows

 If you are in the market for a new home, historically low interest rates beckon. Those rates, however, have risen slightly in the past week although there is no indication that these rates will rise...

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5 Bad Credit Cards to Avoid

 You are shopping for a new credit card, wanting one that will allow you to keep track of your expenses and perhaps offer you an incentive such as cash back on your purchases. There are thousands of...

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7 Tips for Reducing Credit Card Debt This Year

 More than five years have passed since the economy tanked and credit is once again easy to get and just as easy to abuse. What is not so easy is getting out of debt, especially for consumers with...

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Bad Credit: No Problem Credit Cards

 A credit score of under 550 has you in bad credit territory. Likely, you have a few dings on your record including a late payment, an overdrawn account or insufficient funds. As a result, your score...

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Five Key Considerations When Sourcing for a Loan Facility

 In today’s world, the multiplicity of needs competing for the increasingly scarce resources makes it almost inevitable that everyone will require a loan facility at one point or another. Whether one...

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How to Know if You’re Getting a Deal on Your Home Loan

 Getting the best deal possible on your home loan could mean the difference between being able to afford your dream home and being forced to settle for something less. Though the average home price has...

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Why Credit Repair is More Important (and Beneficial) Than You Think

Or some people will tackle credit repair by filing bankruptcy, which defeats the purpose and will hold you back from having a clean credit report for 10 years. Are there other ways that you can repair...

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Mortgage Rates are Steady – Now the Time to Buy a New Home

For most people around the world, buying a home is their biggest investment. Taking out a mortgage provides a convenient method of financing the purchase. The post Mortgage Rates are Steady – Now the...

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